Scenarios
The ROI Calculator models four distinct deal types. You can switch between them at any time — inputs specific to one scenario are preserved when you switch to another and switch back.
Lease
Models the financial return from leasing the asset to an operator.
Inputs:
| Field | Description |
|---|---|
| Asset value | Current market value of the asset |
| Lease rate (monthly) | Monthly rental income |
| Lease term | Duration of the lease (months or years) |
| Discount rate | Required rate of return / WACC |
| Residual value | Expected asset value at lease end |
| Maintenance reserves | Monthly reserves paid by lessee (if applicable) |
Outputs:
- NPV — Net present value of lease cash flows discounted at the rate you specify.
- IRR — Internal rate of return of the lease.
- Payback period — How many years to recover the initial outlay through lease income.
- Total lease income — Simple sum of all periodic payments.
Sale
Models a one-time asset sale.
Inputs:
| Field | Description |
|---|---|
| Asset value | Current market value (asking price) |
| Acquisition cost | What you paid for the asset |
| Selling costs | Broker fees, legal, remarketing costs |
| Holdover costs | Monthly cost of holding until sale (storage, insurance) |
| Time to sale | Estimated months from now to close |
Outputs:
- NPV — Present value of sale proceeds discounted for time to sale.
- IRR — Return on the acquisition investment.
- Gross margin — Sale price minus acquisition cost.
- Net margin — After selling costs and holdover.
Exchange
Models a part-exchange where you trade one asset for another plus/minus a cash adjustment.
Inputs:
| Field | Description |
|---|---|
| Asset value (outgoing) | Value of the asset you are trading |
| Asset value (incoming) | Value of the asset you receive |
| Cash adjustment | Cash paid or received to balance the exchange |
| Incoming asset IRR | Expected return from the incoming asset |
Outputs:
- Effective purchase price — What you effectively pay for the incoming asset.
- NPV — Present value of the exchange net of future cash flows from the incoming asset.
- IRR — Return on the exchange transaction.
Hold
Models the cost of keeping the asset without an active transaction.
Inputs:
| Field | Description |
|---|---|
| Asset value | Current market value |
| Monthly holding cost | Insurance, storage, maintenance reserves |
| Projected appreciation / depreciation | Annual percentage |
| Hold period | How long you plan to hold |
Outputs:
- Projected value — Expected asset value at end of hold period.
- Total holding cost — Cumulative cost of holding.
- Net gain / loss — Value change minus holding costs.
- Implied IRR — If you intend to sell at end of hold.
Scenario comparison
The comparison table at the bottom of the results panel shows NPV, IRR, and payback period for all four scenarios simultaneously. The currently active scenario is highlighted. This lets you evaluate trade-offs without switching back and forth.
Sensitivity analysis
Click Sensitivity in the results panel to open the sensitivity analysis view. This sweeps a key parameter (e.g. lease rate or discount rate) across a range and shows how NPV and IRR move. Useful for stress-testing assumptions before presenting to a board.